Retirement Calculator

Retirement Calculator

Your Current Age (Years)

Expected Retirement Age (Years)

Current Monthly Savings (₹)

Existing Retirement Corpus (₹)

Expected Return Rate (Pre-Retirement, % p.a.)

Expected Return Rate (Post-Retirement, % p.a.)

Expected Inflation Rate (% p.a.)

Life Expectancy (Years)

Expected Monthly Expense (in today's value ₹)

Expected Monthly Pension (at retirement, optional ₹)

Total Corpus You'll Have: 0

Corpus You'll Need: 0

Achievable Monthly Pension: 0

Retirement Status: -

Shortfall / Surplus Corpus: 0

Extra Monthly Savings Needed: 0

What is Retirement Planning?

Retirement planning is the process of setting retirement income goals and the decisions necessary to achieve those goals. It involves identifying sources of income, estimating expenses, implementing a savings program, and managing assets. The goal is to ensure you have enough money to live comfortably in retirement without having to work.

The Role of Inflation

Inflation is a critical factor in retirement planning because it erodes the purchasing power of your money over time. A sum of money that seems large today will buy significantly less in 20 or 30 years. Your planning must account for inflation to ensure your retirement corpus can support your lifestyle in the future.